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I have a child with a serious disease and have to look after him

The benefit for caring for a minor with cancer or another serious disease is one of the benefits managed by mutual insurance companies that collaborate with the Spanish Social Security system for workers of their member companies.

This benefit compensates for the loss of revenue suffered by people who have to reduce their working hours, resulting in a decrease in salary, due to a need to care for children or minors under their responsibility while hospitalized or being continuously treated for the disease.

The disease afflicting the minor must involve long-term hospitalization or continuous medical treatment at home following diagnosis and hospitalization.

1, Can I benefit from this?

This benefit is aimed at people in any Spanish Social Security system who can prove the minimum contribution periods required in each case and who reduce their working hours by at least 50% in order to care for a minor affected by cancer or another serious disease as defined in the Annex to Spanish Royal Decree 1148/2011.

They must also meet the following requirements:

– Both parents must prove they are affiliated with the Social Security system and registered as currently contributing to some type of public Social Security system or a social provision mutual insurance company for their professional association either as an employee or self-employed worker. The subsidy can only be granted to one of the birth, adoptive or foster parents.

–In cases of a court-ordered separation, annulment, divorce, breakup of the family unit, etc., it may be granted to the person determined by mutual agreement; in lack of an agreement and express court-ordered provision, the beneficiary shall be the person to whom custody of the child was awarded or, if joint custody was awarded, the person who first applied for it.

– With part-time contracts, it is not possible to apply for the benefit if the contracted working hours are 25% or less with respect to the working hours under a full-time contract.

2. What are the minimum contribution periods?

There are no minimum contribution periods for workers under 21 years of age; it is 90 days within the 7 years immediately before the benefit application when between the ages of 21 and 25, or 180 days throughout their working life.

After the age of 26, it is 180 days within the 7 years immediately before the benefit application or 360 days throughout their working life.

Self-employed workers and those with an obligation to contribute must be current on their payments; the invitation to make payments will thus be applicable.

3. How can I apply for this benefit?

The worker must complete the application documentation, which is available at Asepeyo healthcare centres, attaching the necessary documents (agreement with the company, agreement between the parents, etc.).

The right to receive this benefit will be communicated within a maximum period of 30 days from receipt of the documentation. If the Mutual Insurance Company does not issue and communicate an express resolution within this period, the application shall be understood as rejected.

The benefit is acknowledged for a period of one month which is renewable for periods of two months following submission of the document that proves the need for direct, permanent and continuous care.

4. What amount will I receive?

The daily subsidy paid out by Asepeyo is 100% the regulatory monthly salary base for disabilities caused by an occupational contingency or, as applicable, the base deriving from common contingencies when occupational contingency cover was not chosen, pro rata in accordance with the reduction in the working hours.

5. And the payment method?

Asepeyo directly pays the benefit each month in arrears.

6. Are there any reasons it may be suspended?

In situations of temporary disability, maternity, paternity, pregnancy and breastfeeding risks and, in general, whenever this benefit coincides with any other cause for the suspension of the employment relationship (ERE – dismissal for economic reasons).

7. And can it be extinguished?

– When the minor turns 18.

– Upon the end of the need for direct, continuous or permanent care of the minor due to an improvement in their health or a cure

– When one of the parents stops working and is no longer registered as working under a Social Security system

– Upon the retirement or permanent disability of one of the parents
– When the beneficiary begins working their normal working hours and no longer observes the reduced hours

– When the beneficiary does any type of work or activity that is considered incompatible with the reduced working hours

– The death of the minor

– The death of the beneficiary

– A failure to pay Social Security contributions when the beneficiary is self-employed (RETA)

8. Is there a cost for the company?

This benefit does not involve any extra charge for the company since it is covered by the contributions the employer makes to the Social Security system.

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